Terms of use
Version of 3 November 2026
These terms govern the use of the Ifrik platform. By opening an account, you accept them.
1. Publisher
Ifrik is a project carried by KOUESSI, a company being incorporated, initiated by Fidèle KOUESSI. Contact: contact@kouessi.com. Registration details will be added as soon as they are obtained.
2. The service
Ifrik gives access to African stock exchanges from a single account: receipt and transmission of orders, portfolio tracking, deposits, withdrawals and currency conversions.
Ifrik is not an exchange member. Orders are executed by licensed partner members of each exchange (SGIs, brokers, dealing members), and securities are held with central depositories through them. An exchange is opened on Ifrik only once a partner is in place.
Ifrik does not provide investment advice. Information displayed is not a recommendation.
3. Opening an account
Accounts are reserved for adults. You agree to provide accurate information and keep it up to date. Before any real order, deposit or withdrawal, your identity is verified (ID document and selfie), in line with anti-money laundering and counter-terrorist financing obligations. Ifrik may refuse or suspend an account when these obligations require it.
4. Security
You are responsible for keeping your credentials confidential. Two-step verification is strongly recommended. Report any suspicious use without delay to contact@kouessi.com.
5. Orders
Orders can be market or limit orders, valid for the day, until a date or until cancelled. The necessary funds or securities are reserved as soon as the order is recorded. Execution depends on market liquidity: an order may be executed in several parts, partially, or not at all. A cancellation request is effective only once confirmed by the executing member for the part not yet executed. Each execution gives rise to a trade confirmation available in your account.
6. Client money
Deposits are credited upon actual receipt of the funds. Withdrawals are sent to a payment method in your name. Limits per transaction apply. Client money is tracked in a separate ledger, currency by currency, and is not used for Ifrik's own needs.
7. Pricing
Applicable fees are described on the Pricing page and shown before every order.
8. Sandbox
When the platform runs in sandbox mode, prices are simulated and no real money is involved. Transactions and documents produced in this mode have no contractual value.
9. Liability
Ifrik takes the necessary measures to ensure the availability and security of the service. It cannot be held liable for price movements, market liquidity, trading suspensions, decisions of exchanges, depositories or authorities, or in case of force majeure.
10. Personal data
The processing of your data is described in the privacy policy.
11. Term and closure
The account is opened for an indefinite period. You can close it from your account once your positions are sold and your balance withdrawn. Ifrik may close an account in case of breach of these terms or of its regulatory obligations.
12. Changes
These terms may change. Significant changes are notified to you by email before they take effect.
13. Governing law
These terms are governed by the law of the country where KOUESSI is incorporated. Failing an amicable solution, disputes fall under the competent courts of its registered office, subject to mandatory consumer protection rules.